How to become debt free!! Debt consolidation can help you save money and even avoid bankruptcy.

Don’t make the same mistake millions of people make every year by carrying high interest debt with too many credit cards.

Credit card companies charge you a large amount of interest every month making it very difficult to pay off the principal when you are responsible for so much interest. This problem is only compounded if you carry a balance with multiple credit cards every month.

All is not lost, you have options to get out of the overwhelming debt you face. There are services that will help you get out from under that mountain of debt. Find out how debt consolidation can help. Consolidate that mountain of debt, make a debt settlement and pay only 1 bill every month with a low monthly payment instead of multiple ones with high interest.

By doing so you will:

• Reduce Balances up to 50% – Save Thousands!
• Have One Easy, Low Monthly Payment
• Avoid Bankruptcy
• Consolidate Debt Payments
• Debt Free in as Little as 12-30 Months

And everyone can benefit:

• No Credit Checks – Bad Credit OK
• Home Ownership Not Required

Don’t delay, you are only compounding the problem by doing so.

Find out about a debt consolidation loan today!

I got this in an email fwd today.

I think I miss working in an office just for the email joke fwds.

However, this is no joke! This is serious, chocolate cake serious….so buck up and listen!

> MINUTE CHOCOLATE MUG  CAKE
>
> 1 Coffee Mug
>
> 4 tablespoons flour(that’s plain flour, not self-rising)
>
> 4  tablespoons sugar
>
> 2  tablespoons baking cocoa
>
> 1  egg
>
> 3  tablespoons milk
>
> 3  tablespoons oil
>
> 3  tablespoons chocolate chips (optional)
>
> Small splash of vanilla
>
>
>
> Add dry  ingredients to mug, and mix well .  Add the egg and mix thoroughly. Pour in the milk and oil and mix well. Add the chocolate chips (if using) and  vanilla, and mix again.
>
> Put your mug in the microwave and cook for
>
> 3  minutes at 1000 watts.  The cake will rise over the top of the mug, but don’t be  alarmed!
>
> Allow to cool a little, and tip out onto a plate if desired. (this can serve  2 if you want to share!)
>
> And why is this the most dangerous cake recipe in the world?  Because now we are all only 5 minutes away from chocolate cake at any time of any day!!!!!!!

The phone is ringing, and I don’t recognize the number…use these two websites to find out who keeps calling!

If you stay at home all day like I do, I think you’ll quickly agree with me that hearing the phone ring 8-12 times a day is a little more than annoying.

The worst part is that 1/2 the time the number is “unknown” or some other cryptic name/acronym that shows up on the caller ID.

Checking our caller ID, we have the following annoyances just over the past 2 days:

1) PDS 972-247-0602
2) Unknown name 972-428-5200
3) Unknown name 555-123-4567 (YES, I am serious)
4) Unknown name 480-603-3796
5) Unknown name 307-215-1001
6) Unknown name 301-223-0027
7) PDS 972-247-0602
8) NSBA 603-214-3647
9) Unknown name 555-123-4567
10) Unknown Caller (no number)
11) Unknown name 800-459-0675
12) Unkno wn name 305-358-7493
13) Unknown name 866-584-3086
14) 114 HD Channels 626-259-5548

That’s just 2 days worth! Well 2 great web sites I came across that might help you figure out who
these jerks are that keep calling you:

http://whocalled.us/

The phone is ringing, and I don’t recognize the number,
All Caller ID says is, “NAME UNAVAILABLE“.
Please help me figure out who is calling and what they want

http://whocallsme.com/

Recent Phone Call Reports

This is a user supplied database of phone numbers of telemarketers, non-profit organizations, charities, political surveyors, SCAM artists, and other companies that don’t leave messages, disconnect once you answer, ignore the Do-Not-Call List regulations, and simply interrupt your day.

If you received a strange call, most likely you are not the only one. Search for this phone number to see the reports of others. If there are no reports yet, leave your comment to start a conversation.

Hopefully you’ll find these two sites as useful as I have…Now I just need to find out how to report these calls to block them from calling.

Which is another thing, AT&T or your phone company is no help whatsoever. They won’t do one single thing for you to block these calls or investigate them. They are as useless as the unknown calls are annoying!!